How To Manage Money and Save
If you like me are suffering because of the credit crunch and want to keep your financial head above water you will need to take some simple steps.Charles Dickens
Charles Dickens’ 1850 novel David Copperfield features Mr Wilkins Micawber who said “Annual income twenty pounds, annual expenditure nineteen six, result happiness. Annual income twenty pounds, annual expenditure twenty pound ought and six, result misery.”True in 1850 and more so today. The answer is to manage your income and expenditure which unfortunately is not as easy as it sounds, but there are many things you can do to get out of debt and we can all learn how to manage money and save.
Steps to Take
If you have credit cards – make sure you know which are charging the highest interest and pay those off first.Find out who offers the cheapest gas and electricity in your area and use them. Vote with your feet and ditch the expensive utility providers if you can.
Cut down on the use of your phone.
Before you shop, make a list and stop the impulse buys which usually mean you pay more than you should and buy things you don’t realy need.
Look at the insurance you carry, not just car insurance but life insurance as well. Choose the insurance that offers best value for money.
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How To Manage Money and Save
